Your Money, Your Way with Ford Money

Our Products

Flexible Saver
AER*

 

4.60%

Variable

Flexible Saver


Save money - but keep the ability to treat yourself.

Find out more

Fixed Saver
AER*

Up to

5.00%

Fixed

Fixed Saver


Lock your money out of temptation's way.

Find out more

Flexible Cash ISA
AER*

 

4.40%

Variable/Tax-Free*

Flexible Cash ISA


Tax-free, easy to access flexible saving.

Find out more

Fixed Cash ISA
AER*

Up to

4.60%

Fixed/Tax-Free*

Fixed Cash ISA


Enjoy a fixed rate of interest for a set term, tax-free.

Find out more


The best part? Thanks to our award-winning Best Rate Guarantee, you’ll always get the highest rate available, even once you’re a Ford Money customer. That means less time thinking about savings, more time living life.

Which Product Is Best For You and Your Goals?

Show me:
Product Name
Min. Opening Balance
Interest Rate AER*
Gross*
Product Type
Withdrawals
More Information
Product Name
Min. Opening Balance
Interest Rate AER*
Gross*
Product Type
Withdrawals
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¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.

A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.

Still Not Sure Which Product To Choose?


These three questions can help you quickly decide which kind of product may be best for you.

Hand holding a pound coin

Do I need easy access?

Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.

Piggy-bank

What can I deposit today?

This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.

Pound coin

A savings product or an ISA?

Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.

Our Guide to ISAs explains all.

*Definitions

Gross Rate

Gross interest is the annual rate of interest you'll earn from a savings account before tax is taken off.

AER

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.

Tax-Free

Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.

Term Breakage Charge

This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.

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Flexible Cash ISA customers - if you have not reached your maximum ISA allowance this Tax Year, you can top up your Flexible Cash ISA until the 2023/2024 Tax Year ends on April 5th