who are ford money

Who are Ford Money?

Ford Money is a trading name of FCE Bank plc, the finance subsidiary of Ford Motor Company.

We are an online savings provider, offering a range of fair and consistent savings products in the UK, each designed to help make your money go further.


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We launched in April 2017, with an aim to offer easy-to-open and manage saving products and excellent customer service. We have since been recognised with numerous industry awards. 

FCE Bank plc has been trading in the UK as a finance company since 1963 under the brand name Ford Credit, offering a variety of retail, leasing and wholesale automotive financial products and services to Ford dealers and consumers. These products and services play an important role in supporting vehicle sales for Ford.

In 1997 Ford Credit obtained its UK banking licence.

Deposits taken by Ford Money are used solely to support the funding of FCE’s operations and receivables base.

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Customer First

Our customers’ needs are at the heart of our company ethos. That’s why we created a range of savings products and ISAs that are easy to open, simple to manage and highly secure. And because we look after our customers’ future interests, when you save with us, you’ll always get fair and consistent rates.

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Our Best Rate

With Ford Money, you’ll benefit from Our Best Rate Guarantee. This means that on variable rate products, we promise you’ll always receive the same rate as new customers on like-for-like products. And on our fixed rate products, you’ll receive the interest rate shown at the time you apply or if we increase our product rate before you make your initial deposit, you’ll receive the higher interest rate. We think it’s fairer that way.

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The small print 

Ford Money is a trading style of FCE Bank plc. which is a public limited company incorporated in the UK, wholly owned by Ford Motor Company.

FCE Bank plc. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 204469. We’re registered in England and Wales under registration number 772784. And you can confirm our registration on the Financial Services Register or by contacting the FCA on 0800 111 6768.

Our registered office is FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE.

Why save with Ford Money? 


Ford Motor Company has been in business for over 100 years and our subsidiary Ford Credit now manages billions of pounds each year.

This experience has enabled us to develop a range of savings products and ISAs that are easy to open, easy to manage and highly secure. We use industry standard technology and fraud prevention processes to ensure your savings will never be compromised.

As a fully regulated bank, your savings are also protected by the Financial Services Compensation Scheme (FSCS), so we’re not just a name you know – but one you can trust.

Effortless and Accessible

You can open a Ford Money account in under 10 minutes when you apply online. Our UK-based call centre is on hand seven days a week (except public holidays), or you can use our Secure Messaging service 24/ 7. And our extensive online Help Centre means you’re never more than a few clicks away from support.

Simple and Straightforward

We love plain English. We don’t believe in trying to bamboozle people with industry jargon. So whether you’re talking to us on the phone, using our account management tools or searching for information in our Help Centre you’ll always feel empowered to make the right choice.

Progressive and Purposeful

Savings products have been around for ages, but that doesn’t mean they won’t benefit from a little re-invention that will make saving effective and rewarding. As such, we offer competitive rates compared to the high street banks and an attentive, personal service that helps make saving easy and enjoyable.

Fair and Transparent

We never offer short-term bonus rates just to entice new customers at the expense of our existing customers. Plus we don’t believe in using silly gimmicks or adding unnecessary bells and whistles to our products and services, which then have a nasty surprise buried in the small print.

Moneynet Award



Winner - Best ‘No Strings’ Savings Provider




Commended - Online Savings Provider of the Year


2021 and 2022


Top Performer - Best Fixed Rate Savings Provider 2021

Top Performer - Savings Provider of the Year 2022


Moneynet Award



Winner - Most trusted Savings accounts provider for large deposits

Winner - Most trusted Savings and Cash ISAs provider