Our Products

Product offerings and availability will vary from time to time. We are currently offering the following products for new customers:

Flexible Saver
AER*

 

4.60%

Variable

Flexible Saver

Save money - but keep the ability to treat yourself.

  • Easy access to your money: make unlimited deposits and withdrawals whenever you like
  • Start saving from as little as £1
  • Our Best Rate Guarantee

     Find out more

Fixed Saver
AER*

 

5.00%

Fixed

Fixed Saver

Lock your money out of temptation's way.

  • A higher return for locking a lump sum of money away for a fixed term
  • The peace of mind of a fixed interest rate
  • Our Best Rate Guarantee
  • £500 minimum deposit
  • Make unlimited deposits within the first 21 calendar days of account opening

     Find out more

Flexible Cash ISA
AER*

 

4.40%

Variable/Tax-Free*

Flexible Cash ISA

Tax-free flexible saving.

  • Pay no tax on the interest you earn, so your money works even harder for you
  • Easy access to your money: make unlimited deposits and withdrawals whenever you like
  • Start saving from as little as £1
  • Our Best Rate Guarantee

     Find out more

Fixed Cash ISA
AER*

 

4.60%

Fixed/Tax-Free*

Fixed Cash ISA

Enjoy a fixed rate of interest for a set term, tax-free.

  • Pay no tax on the interest you earn, so your money works even harder for you
  • A higher return for locking a lump sum of money away for a fixed term
  • Our Best Rate Guarantee
  • £500 minimum deposit
  • Make unlimited deposits within the first 21 calendar days of account opening

     Find out more

Compare Our Products

Show me:
Product Name
Min. Opening Balance
Interest Rate AER*
Gross*
Product Type
Withdrawals
More Information
Product Name
Min. Opening Balance
Interest Rate AER*
Gross*
Product Type
Withdrawals
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¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.

A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.

What to look for when choosing a savings product

These three questions can help you quickly decide which kind of product may be best for you.

Hand holding a pound coin

How often will you need to withdraw money?

Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.

Piggy-bank

How much do you want to save?

This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.

Pound coin

A savings product or an ISA?

Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.

Our Guide to ISAs explains all.

*Definitions

Gross Rate

Gross interest is the annual rate of interest you'll earn from a savings account before tax is taken off.

AER

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.

Tax-Free

Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.

Term Breakage Charge

This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.

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