
Awarded.
With Ford Money you can relax knowing
you're saving with an award-winning bank.

Product offerings and availability will vary from time to time. We are currently offering the following products for new customers:
Lock your money out of temptation's way.
- A higher return for locking a lump sum of money away for a fixed term
- The peace of mind of a fixed interest rate
- Our Best Rate Guarantee
- £500 minimum deposit
- Make unlimited deposits within the first 14 calendar days of account opening
Enjoy a fixed rate of interest for a set term, tax-free.
- Pay no tax on the interest you earn, so your money works even harder for you
- A higher return for locking a lump sum of money away for a fixed term
- Our Best Rate Guarantee
- £500 minimum deposit
- Make unlimited deposits within the first 14 calendar days of account opening
¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.
A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.
These three questions can help you quickly decide which kind of product may be best for you.
Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.
This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.
Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.
Gross p.a. (per annum) is the taxable rate of interest without the deduction of UK Income Tax per year.
AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. Every savings product will communicate an AER, so you’ll be able to compare product rates more easily.
Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.
This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.