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Words.
When it comes to talking money,
we're straight to the point
STRAIGHT. FORWARD. SAVINGS.
Find the right product for you
Whatever your reason for saving we have a range of products that can help you.
Fixed Saver
Up to
1.65%
Gross*/AER* Annual
(Fixed)
Fixed Saver
Lock your money out of temptation's way.
- A higher return for locking a lump sum of money away for a fixed term
- The peace of mind of a fixed interest rate
- Our Best Rate Guarantee
- £500 minimum deposit
- Make unlimited deposits within the first 14 calendar days of account opening
Flexible Cash ISA
1.27%
Tax-Free*/AER* Annual
(Variable)
Flexible Cash ISA
Tax-free flexible saving.
- Pay no tax on the interest you earn, so your money works even harder for you
- Easy access to your money: make unlimited deposits and withdrawals whenever you like
- Start saving from as little as £1
- Our Best Rate Guarantee
Fixed Cash ISA
Up to
1.45%
Tax-free*/AER* Annual
(Fixed)
Fixed Cash ISA
Enjoy a fixed rate of interest for a set term, tax-free.
- Pay no tax on the interest you earn, so your money works even harder for you
- A higher return for locking a lump sum of money away for a fixed term
- Our Best Rate Guarantee
- £500 minimum deposit
- Make unlimited deposits within the first 14 calendar days of account opening
Compare Our Products
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Product Name
Min. Opening Balance
Interest Rate (Annual)
Interest Rate (Monthly)
Product Type
Withdrawals
More Information
1 Account closure, withdrawals and transfers out are permitted. However a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.
A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.
What to look for when choosing a savings product
These three questions can help you quickly decide which kind of product may be best for you.
How often will you need to withdraw money?
Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.
How much do you want to save?
This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.
A savings product or an ISA?
Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.
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Gross Rate
Gross p.a. (per annum) is the taxable rate of interest without the deduction of UK Income Tax per year.
AER
AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. Every savings product will communicate an AER, so you’ll be able to compare product rates more easily.
Tax-Free
Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.Term Breakage Charge
This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.
