
Useful.
Introducing the all-new Ford Money App.
A quick and easy way to watch your savings grow.

Product offerings and availability will vary from time to time. We are currently offering the following products for new customers:
Lock your money out of temptation's way.
Enjoy a fixed rate of interest for a set term, tax-free.
¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.
A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.
These three questions can help you quickly decide which kind of product may be best for you.
Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.
This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.
Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.
Gross p.a. (per annum) is the taxable rate of interest without the deduction of UK Income Tax per year.
AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. Every savings product will communicate an AER, so you’ll be able to compare product rates more easily.
Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.
This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.