Online Savings Accounts and ISAs

Looking for longer term savings?
Then our 4 and 5 year
Fixed Savers will be of interest to you.

Useful.
Introducing our new Ford Money app.
A convenient and easy way to manage
your savings on the go.

Find out more

Awarded.
With Ford Money you can relax knowing
you're saving with an award-winning bank.

Our Products

Product offerings and availability will vary from time to time. We are currently offering the following products for new customers:

Flexible Saver

0.50^%

Gross/AER Annual

(Variable)

Flexible Saver

Save money - but keep the ability to treat yourself.

Easy access to your money: make unlimited deposits and withdrawals whenever you like
Start saving from as little as £1
Our Best Rate Guarantee

Find out more

Fixed Saver

Up to

1.20^%

Gross/AER Annual

(Fixed)

Fixed Saver

Lock your money out of temptation's way.

A higher return for locking a lump sum of money away for a fixed term
The peace of mind of a fixed interest rate
Our Best Rate Guarantee
£500 minimum deposit
Make unlimited deposits within the first 14 calendar days of account opening

Find out more

Flexible Cash ISA

0.40^%

Tax-Free/AER Annual

(Variable)

Flexible Cash ISA

Tax-free flexible saving.

Pay no tax on the interest you earn, so your money works even harder for you
Easy access to your money: make unlimited deposits and withdrawals whenever you like
Start saving from as little as £1
Our Best Rate Guarantee

Find out more

Fixed Cash ISA

Up to

0.75^%

Tax-Free/AER Annual

(Fixed)

Fixed Cash ISA

Enjoy a fixed rate of interest for a set term, tax-free.

Pay no tax on the interest you earn, so your money works even harder for you
A higher return for locking a lump sum of money away for a fixed term
Our Best Rate Guarantee
£500 minimum deposit
Make unlimited deposits within the first 14 calendar days of account opening

Find out more

Compare Our Products

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Min. Opening Balance

Interest Rate (Annual)

Interest Rate (Monthly)

Product Type

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¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.

A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.

What to look for when choosing a savings product

These three questions can help you quickly decide which kind of product may be best for you.

How often will you need to withdraw money?

Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.

How much do you want to save?

This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.

A savings product or an ISA?

Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.

Our Guide to ISAs explains all.

COVID-19: Support information and our latest service status

Find out more

*Important Information

Gross Rate

Gross p.a. (per annum) is the taxable rate of interest without the deduction of UK Income Tax per year.

AER

AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. Every savings product will communicate an AER, so you’ll be able to compare product rates more easily.

Tax-Free

Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.

Term Breakage Charge

This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.

Looking for longer term savings? Then our 4 and 5 year Fixed Savers will be of interest to you.

Useful. Introducing our new Ford Money app. A convenient and easy way to manage your savings on the go.

Find out more

Awarded. With Ford Money you can relax knowing you're saving with an award-winning bank.

Our Products

Flexible Saver

0.50%

Gross*/AER* Annual

(Variable)

Flexible Saver

Fixed Saver

Up to

1.20%

Gross*/AER* Annual

(Fixed)

Fixed Saver

Flexible Cash ISA

0.40%

Tax-Free*/AER* Annual

(Variable)

Flexible Cash ISA

Fixed Cash ISA

Up to

0.75%

Tax-Free*/AER* Annual

(Fixed)

Fixed Cash ISA

Compare Our Products

What to look for when choosing a savings product

How often will you need to withdraw money?

How much do you want to save?

A savings product or an ISA?

COVID-19: Support information and our latest service status

*Important Information

Gross Rate

AER

Tax-Free

Term Breakage Charge

Need to talk to us? Our phone lines are open. Call us on 0345 266 1231

Need to talk to us? Our phone lines are currently closed

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Looking for longer term savings?
Then our 4 and 5 year
Fixed Savers will be of interest to you.

Useful.
Introducing our new Ford Money app.
A convenient and easy way to manage
your savings on the go.

Awarded.
With Ford Money you can relax knowing
you're saving with an award-winning bank.

0.50^%

Gross/AER Annual

1.20^%

Gross/AER Annual

0.40^%

Tax-Free/AER Annual

0.75^%

Tax-Free/AER Annual