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A quick introduction to our Regular Saver account
Plan your savings with our Ford Money Regular Saver
Please use our calculator as an estimate only, it does not consider your individual circumstances.
Current Interest Rate: 4.75% AER* (4.75% Gross* yearly, 4.75% Gross* monthly)
Interest is calculated daily and added to the Regular Saver Account balance at the end of the term. At the end of the term, we'll transfer the total balance (including any interest earned) to a Flexible Saver account.
No, your rate is fixed for the length of your term. You will receive at a minimum the interest rate shown at the time you applied. If we increase our rate before you make your first deposit, you’ll receive the new higher rate.
Check out our historic rate table here.
£2462.66 12 months at 4.75%
This projection is provided for illustrative purposes only and does not take into account your individual circumstances. This is based on a regular monthly deposit of £200 no withdrawals being made and interest being added to the account. The projected balance is based on the annual interest rate
You can only open one Regular Saver Account.
Open and manage your account online. Move money in from your Connected Bank Account or from an existing Ford Money account. You must pay money into the account within the first 21 days of opening your account, otherwise it will close automatically.
The minimum deposit required to open this account is £25. The maximum monthly deposit amount is £200 in total per calendar month, this can be made in multiple deposits providing the maximum monthly amount is not exceeded. Maximum balance up to £2,000,000 (excluding interest.) This amount is combined across all the accounts you have with us.
You can move money out of the Regular Saver account, or transfer it to another Ford Money account, at any time, subject to the terms of that account. You won't need to give us notice.
If you withdraw more than the maximum monthly amount, you will still only be able to deposit the maximum monthly amount i.e. if the maximum monthly amount is £200, and you withdraw £400, you can only pay in £200 in the calendar month.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.
The information provided above is a summary of the key features of the Ford Money Regular Saver and is not intended to be a substitute for reading the Product Terms and Conditions. Please make sure you have read the Product Terms and Conditions before applying.
Explore our savings accounts and select the best fit for your financial goals.
Enter the required details, review the T&C's and then hit submit.
Once approved, make that all-important first deposit and you're on your way.
You can add £25 - £200 each calendar month. This can be made in one or multiple deposits each month. Make sure to transfer this within the first 21 days of opening your account so that your account remains open.
No, the interest will be paid at the end of the term and will be paid into your Regular Saver account.
Your rate will remain the same, however you simply won’t earn any interest that month.
Exactly! We wanted to give you a guaranteed interest rate for the term, whilst also giving you the flexibility you might need as you build positive savings habits over the year. Remember though, if you do make a withdrawal (or skip a contribution), you’ll earn less interest over the term.
Yes, you can. To cancel, you can withdraw the whole amount at any time once you’ve connected your bank account. In this instance, we’ll pay any interest earned into your connected bank account and close your account at the same time.
What they’re saying
Always real and helpful people in customer service. Excellent product, excellent rates and excellent communication. I would, and have, given my full recommendation to others.
We'd rather not use it, but just so you know, here's what some of the worst offenders actually mean.
Gross interest is the annual rate of interest you'll earn from a savings account before tax is taken off.
Tax-free means you are exempt from UK Income Tax. Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.
This means that on variable rate products, we promise you’ll always receive the same rate as new customers on like-for-like products. And on our fixed rate products, you’ll receive the interest rate shown at the time you apply or if we increase our product rate before you make your initial deposit, you’ll receive the higher interest rate.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.
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This site is intended for UK residents 16 years and over unless otherwise stated. Ford Money is not responsible for the content of external websites. Ford Money is a trading style of FCE Bank plc. which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 204469. Registered in England and Wales under registration number 772784 with registered address at Arterial Road, Laindon, Essex, England, SS15 6EE. Please do not contact this address for customer servicing. For ways to get in touch please visit Contact Us. You can confirm our registration on the Financial Services Register or by contacting the FCA on 0800 111 6768.
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