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We are Ford Money
Whatever your dream, we’re here to help you get there.
We are Ford Money
People on the hill

Saving is living

Start saving today

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Protected by FSCS
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Moneycomms
Savings Provider Of The Year
Year 2022
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Fairer Finance Gold
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Moneynet
Best ‘No Strings’ Savings Provider
Year 2022

 Our story

By your side for over 60 years

Friends sitting on a bench
In 1963, we began life as Ford Credit in the UK. Proudly backing Ford dealers and helping thousands of drivers get on the road. We gained our banking licence in 1997, enabling us to support even more customers with financial solutions that got them closer to their goals.
 
In 2017, Ford Money was born. Since day one, we‘ve always been driven by a strong commitment to make saving simple, accessible and hassle-free.

In 1963, we began life as Ford Credit in the UK. Proudly backing Ford dealers and helping thousands of drivers get on the road. We gained our banking licence in 1997, enabling us to support even more customers with financial solutions that got them closer to their goals.

In 2017, Ford Money was born. Since day one, we‘ve always been driven by a strong commitment to make saving simple, accessible and hassle-free.

What we’re about

Saving made for you

Family shot in the nature

Putting you first

Everything we do is about making life better for you, our customers. That means straightforward savings products that help you get where you want to be. Plus, support seven days a week from our friendly, experienced team.
Happy women on a beach

Our Best Rate Guarantee

With Ford Money, whether you’re just joining us, or you’ve been with us from the start, you’ll always get our highest rate available on variable-rate products. On fixed-rate products, if the rate increases before you make your first deposit, you’ll always give you that higher rate too. We think it’s fairer that way.
Women sitting on a beach

Hassle-free savings

We keep things simple around here. Giving you straightforward savings options, and the peace of mind of knowing your moneys safe and secure. No jargon or hoops to jump through, so more time for you to focus on what really matters. 

Why save with us?

Making money make sense

Safe and secure

Relax, you’re protected up to £85,000 under the FSCS and backed by the trusted Ford name.

Best Rate Guarantee

With our award-winning Best Rate Guarantee you’ll always get the highest rate available for your product. That means less time thinking about savings, more time for living life.

Hassle-free products

No jargon or hoops to jump through, our products are straightforward and transparent.

Award winning

Our track record of success makes saving simple, rewarding and secure.

Fair and transparent

We keep things simple, so you’ve got more time to focus on what really matters.

Real people to talk to

We’re here seven days and week, and we’ll be with you in less than two minutes when you call.

Download the app

Save smarter with Ford Money in your pocket

Download the Ford Money app today to access your savings on the go.


 

Download the Ford Money app on the Google Play Store   Download the Ford Money app on the Apple App Store

Download the Ford Money app on the Google Play Store

Download the Ford Money app on the Apple App Store

  • Important information

    The Jargon

    We'd rather not use it, but just so you know, here's what some of the worst offenders actually mean.

     

    Gross Rate

    Gross interest is the annual rate of interest you'll earn from a savings account before tax is taken off.

    Tax-Free

    Tax-free means you are exempt from UK Income Tax. Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future. 

    Best Rate Guarantee

    This means that on variable rate products, we promise you’ll always receive the same rate as new customers on like-for-like products. And on our fixed rate products, you’ll receive the interest rate shown at the time you apply or if we increase our product rate before you make your initial deposit, you’ll receive the higher interest rate. 

    AER

    AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year. 

    Term Breakage Charge

    This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product. 

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© 2025 Ford Money

Visit Ford Money homepage

This site is intended for UK residents 16 years and over unless otherwise stated. Ford Money is not responsible for the content of external websites. Ford Money is a trading style of FCE Bank plc. which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 204469. Registered in England and Wales under registration number 772784 with registered address at Arterial Road, Laindon, Essex, England, SS15 6EE. Please do not contact this address for customer servicing. For ways to get in touch please visit Contact Us. You can confirm our registration on the Financial Services Register or by contacting the FCA on 0800 111 6768.

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