Our Flexible Saver

Please note this product is not currently available to new applicants.


Flexible Saver offers you the flexibility to make deposits and withdrawals whenever you want, without charge. It offers a variable rate of interest that can go up or down.

Flexible Saver can be opened in single or joint names. You can also open a Flexible Saver on behalf of someone else, either under a Power of Attorney or as a Deputy for someone deemed incapable of making their own financial decisions.

You need to be aged 16 or older to apply for Flexible Saver.

Your right to cancel

You can close your Flexible Saver at any time, without notice and without charge. The balance on your account, and any interest earned, will be repaid to you in full.

Minimum deposit and maximum balance

You can open our Flexible Saver with just £1, which is also the minimum account balance. You’re free to pay in any amount up to a balance limit of £2,000,000.

Interest earned on your Flexible Saver

From the day we receive your initial deposit, your Flexible Saver will earn interest daily, based on the balance at the end of each day and calculated as 1/365th of the annual rate.
Interest can be paid annually or monthly on the anniversary date of your initial deposit and can be paid into:

  • the same Flexible Saver account where it’s earned
  • any other Ford Money savings account you hold
  • your Nominated Account

Interest due dates

If you have selected for your interest to be paid to your Nominated Account and if the interest due date is a non-business day (Saturday, Sunday and Bank Holidays), we’ll send your interest payment via BACs on the next business day.
If the anniversary date falls on February 29th , we’ll pay your interest on February 28th, except in leap years when we will pay it on February 29th  itself.

Our Flexible Saver

Click here to see details of our Flexible Saver product.

Closing your Flexible Saver

You can close your Flexible Saver at any time, without notice and without charge. The balance on your account, and any interest earned, will be repaid to you in full.

Flexible Saver explained

Want to learn more about our Flexible Saver? Watch this short video for a quick overview.

Help Articles


Saving With Ford Money

How to open and manage accounts, deposit information, Nominated Account, passwords, your Customer ID - and a guide to tax and savings.


Opening an account

Opening/managing joint accounts

FATCA and CRS (for non-UK only Tax residents)

Savings and the Personal Savings Allowance

Making a deposit

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The Basics

Information on our opening times, contacting us, online security, what to do if you have a complaint - and more.


How to contact us

Our relationship to Ford Motor Company

Your privacy rights

Staying safe online

If you have a complaint

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About Our Products

This section covers the ins and outs of all our products including deposits, balances, terms, withdrawals and more.


Our Flexible Saver

Our Fixed Saver

Our Flexible Cash ISA

Our Fixed Cash ISA

More about our ISAs

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Online Account Management

Run your Ford Money account: from changing interest frequency and making withdrawals, to login troubleshooting and customising your account.


Accessing your account

Managing your account

Changing your Nominated Account

Managing your personal details

How to review and select your maturity options

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