Application process

You need to be aged 16 or over to open a Ford Money account. To open an ISA, you’ll also need to be a UK taxpayer with a National Insurance number

Applying online takes approx. 10 minutes assuming you have all the information you need to hand.

Note that you can open an account with us over the phone by calling us on 0345 266 1231 but be aware that this process will take approx. 20-30 minutes, so applying online is always the quickest and most efficient option to take.

Once you’ve chosen your product on our website click on the Apply Now button. You’ll first be taken to a pre-application screen that provides important information on what you need to know before commencing, so please ensure you read through it carefully.

Here you’ll also have the opportunity to watch a handy video that guides you through each step of the application, so you can see what to expect.

On-screen instructions will additionally provide clear guidance through the application process as you proceed.

Note that there are some additional considerations and requirements relating to applying for a joint account.

If you are an existing customer who is taking out an additional product with us, you can benefit from our Fast Track process, which will enable you to apply in less than 2 minutes.

Once you’ve opened your account you’ll need to make your initial deposit within 14 calendar days from the date we receive your application. Unfortunately, if we don’t receive funds in this time we’ll need to close your account and you’ll have to reapply.

Help Articles


Applying for a Product

Find out everything you need to know about how to make an online application for one of our products.


Application process

Verifying your identity and Residency

Proof of Identity

Proof of Residency

Your temporary application reference number

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Managing Your Account

Here you can find the answers to questions regarding how to manage your account online.


Accessing your online account

Moving Money

Interest Options

Account personalisation

Applying for additional products

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Saving With Ford Money

Have other questions about Ford Money, our service and our offerings? You’ll find more information here.


How we operate

How we communicate with you

How you can contact us

What rates have Ford Money previously offered?

Your privacy rights

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Just to let you know we're busier than usual at the moment, so it may take us a little longer than we'd like to answer your queries.

If you’re looking for help funding your new account with us CLICK HERE.