Who can apply for an account

This section provides information on our account eligibility criteria.

Savings products

You need to be a UK resident aged 16 or over and hold a UK bank or building society account. You can open an account solely or jointly with one other person also aged 16 or over.


Cash ISAs

You need to be a UK resident aged 16 or over and hold a UK bank or building society account to save with Ford Money. You must also be a UK resident taxpayer with a National Insurance number. You cannot open a joint ISA.


Groups who cannot apply

We don’t allow the following groups of people to apply for our products:

  • Undischarged bankrupts
  • Those with a legal disability who are not able to make their own financial decisions


Can I open a savings account for someone else?

You can only apply for an account if you are legally entitled to under either a Power of Attorney, or as a Deputy or Trustee for someone deemed incapable of making their own financial decisions. The person on whose behalf you are applying must also be aged 16 or over.

Find more information on Power of Attorney and managing an account on behalf of someone else.

Help Articles


Applying for a Product

Find out everything you need to know about how to make an online application for one of our products.


Application process

Verifying your identity and Residency

Proof of Identity

Proof of Residency

Your temporary application reference number

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Managing Your Account

Here you can find the answers to questions regarding how to manage your account online.


Accessing your online account

Moving Money

Interest Options

Account personalisation

Applying for additional products

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Saving With Ford Money

Have other questions about Ford Money, our service and our offerings? You’ll find more information here.


How we operate

How we communicate with you

How you can contact us

What rates have Ford Money previously offered?

Your privacy rights

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Is your account due to mature soon? If you’re not sure of your customer log in details don’t worry, you can retrieve them by using the quick links on the login page.
Once you’re logged in, you can find helpful advice on reviewing and selecting your maturity options here